Classic & Vintage Vehicle Insurance

Classic Car Insurance

Classic cars and their owners require auto insurance coverage that is significantly different from basic commuter car insurance. You wouldn't trust run-of-the-mill car wash to wash your $10,000 paint job, so why trust a basic auto insurance policy to insure it?

There are several reasons why a classic car insurance policy will be different from a normal car insurance policy. The first and most important reason why a normal policy won't work is because classic cars and motorcycles unlike other "old vehicles" appreciate with age. This means that your 1957 Chevrolet 2-door station wagon is worth much more today than it was when it was first sold in the United States more than 55 years ago.

Another reason to purchase classic car insurance through an experienced insurer like Foremost is because there are many more variables involved in a classic car insurance policy than one for a basic sedan. Foremost understands these vintage vehicle details like no one else, and they can make sure that the insurance policy you buy will work the way you expect it to should you ever be required to collect your benefits. 

Call now for free quotes on Foremost classic car insurance. We can get you covered in as little as ten minutes and even e-mail you proof of insurance that you can print the same day. Call or click today.

Foremost Auto Insurance Quote

 1-800-771-7758

Classic Liability Coverage

Included on all classic vehicle insurance policies, liability car insurance covers damages incurred by other parties as a result of your operation of your vehicle. Bodily injury liability is meant to pay for medical bills and/or funeral costs resulting from bodily injuries sustained during a car accident with you or someone operating your vehicle if your policy includes a limited use clause. 

Bodily injury liability protects you from paying for the hospital bills or funeral costs of someone that you injure while driving- up to a certain dollar amount. This specific dollar amount must be greater than or equal to the state's minimum financial responsibility requirement for bodily injuries, but has no maximum limit. Most competent auto insurance agents will recommend that a vehicle owner purchase at least $300,000 of bodily injury liability insurance to avoid being forced to pay for excess damages in the event of an at-fault accident that causes more damage in bodily injuries than a bare-minimum policy would cover

Property damage liability will pay for any damage sustained by another party's car or personal effects or therein during an accident involving you and your vehicle. This means that any damage you cause to someone else's car or vehicle with your own will come out of this portion of your policy. It is recommended that all drivers purchase at least $100,000 or property damage liability in case they cause damage to the structure, expensive vehicle, or other costly property. 

Collision And Comprehensive

Also included on most vintage car insurance policies are the valuable collision and comprehensive options. Collision coverage protects you from paying for property damage sustained during an car accident. Regardless of fault- collision insurance will pay for your damages up to a certain amount unless you violated the terms of the agreement by operating the vehicle illegally. 

Comprehensive car insurance provides many specific coverage options for your car and it's attached accessories. Foremost comprehensive car insurance might include additional coverage for everything from your vehicle and personal effects to electronic accessories like a stereo or an expensive aesthetic improvement like a paint-job. Taken together collision and comprehensive car insurance will save you thousands on property damage like glass breakage and fender benders. Especially considering the all-steel parts you'll be likely to need if you damage your classic. 

Vintage Motorcycle Insurance

Foremost is the second leading provider of vintage vehicle insurance in the nation. And beyond their classic and vintage vehicles, they also cover thousands of motorcyclists on street-bikes and choppers every day.

It should be a no-brainer to buy your high-limit vintage motorcycle insurance policy through Foremost considering their experience in both the field of high-limit collector vehicle coverage and motorcycle insurance. Foremost even offers special vintage motorcycle coverage options like side-car coverage, apparel coverage, and personal effects coverage.

Foremost Insurance for your classic motorcycle will include many of the same options a comprehensive car insurance policy would. There are however some specialized options for vintage motorcycles that you'll need to go over with an insurance professional in order to apply them to your make and model properly.

For more information on vintage motorcycle insurance by Foremost please call our toll free Foremost insurance quote hotline at 1-800-771-7758

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Start saving money today with free quotes on Foremost insurance instantly. Click on the button below or call 1-800-771-7758 to begin. 

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Classic & Vintage Vehicle Options

• • Agreed Value.

    This is a type of vehicle valuation for your classic car insurance policy whereby the current market value of your vehicle is determined prior to your engagement in the insurance contract. This prevents Foremost from awarding you less money than you expected in the event of serious or total loss. When you sign an agreed-upon value policy, Foremost is contractually obligated to award you insurance benefits in accord with the agreed upon values outlined in the policy.

  • Annual Policy.

    There is no such thing as an off-season when you love your classic car or vintage motorcycle. You don't ever have to worry about penalties for operating your vehicle outside of a specific cruising season. After-all what's relaxing about a pleasure cruise if you can't take it whenever you want? Insure your ride and 

  • Towing And Roadside Assistance.

    Yo are extended a limited number of incidents of free roadside assistance for each covered vehicle per year including: towing, locksmith service, fluid problems, tire changes, and more. 

  • No Worries At A Car Show.

    Other classic car insurance companies require you to be in attendance (within a certain number of feet of your vehicle) at an event like a car show in order to claim damages. We know however, that people don't pay entry fees to car shows to just stand around and stare at their own vehicle. With Foremost vintage vehicle insurance, you can enjoy the car show or exhibition with your family and rest assured that any damage to your vehicle would still be covered 100%.

  • Designed For You.

    With special coverage options like aesthetic improvements coverage and high-limit policies, Foremost has the classic car insurance you need to keep your baby protected and your wallet happy. 
    
    Call today to get more information on Classic vehicle insurance options from Foremost & SkyBlue.