Foremost Renters Insurance

If you're renting, you might think you don't need insurance. It's true if something like a fire happens to the building, all responsibility falls upon your landlord. But what about all your personal stuff? Electronics, clothes, furniture...none of your things is covered by your landlord's insurance policy. 

With a Foremost Renters Insurance policy, you can insure those personal items with ease.

Renters Insurance Quote

In order to keep your property and belongings safe, you should know why you would need insurance. Below we list some of the common renters insurance claims.

Injuries

No matter how careful we are, accidents can happen. When accidents happen on your premises you can be held responsible and may be sued. Legal fees along with medical bills and payments can be very pricey. Luckily, there are coverage options available that will protect your finances.

Theft

Sometimes a renter can experience a theft without it being a break-in. Maybe they had some friends over and something valuable went missing. Or they hired a contractor who ended up robbing them. Your Allied Agency Renters Insurance with this coverage option will handle replacement costs.

Break-In

No matter where you live, you’re at risk for burglary. That’s why these types of claims are so common. Usually break-ins include broken windows or doors and stolen property. Your insurance policy will cover the costs to replace or repair these damages.

Fire

Fire is another very common insurance claim. Fires can be caused for multiple reasons including stoves that were left on, candles that weren’t snuffed, faulty wiring, and negligence. Fire is highly damaging and can ruin a renter’s life. Luckily there are great coverage options to protect you.

Now you know some of the common renters insurance claims. As a renter, you leave yourself open to many liabilities. Sure, your landlord may have an insurance policy, but it won’t cover you like an Foremost Renters Insurance policy will. It won’t protect your belongings or property. If you are interested in acquiring insurance, contact us and request a free Foremost Renters Insurance quote.