Foremost Auto Insurance Options

Specialized Auto Insurance Options

• Our Dynamite Deductible^®  Endorsement.

  This deductible option for your collision or comprehensive policy lowers your deductible by 100 dollars each policy year renewal, or by 50 dollars for every semi-annual renewal.

• One Household, One Policy For All Vehicles.

  Consolidate all of your families auto insurance bills to a single print-out for convenient delivery of your statements, and a logical layout that is easy-to-read and easy to pay.

• Uninsured/ Underinsured Motorists.

  This auto insurance options protects you- a responsible driver- from the consequences of being involved in an accident with an irresponsible driver who is under-insured or uninsured completely.

• Bodily Injury And Property Damage.

  These options are the basic liability portions of your policy, available from Foremost in all states. You must carry at least these types of insurance in order to drive legally in most states.

• Rental Reimbursement.

  If you rent a car after you have a covered loss on your automobile, we will put $50 a day back in your pocket for up to 30 days.

• Medical Payments.

  Hopefully never needed, but always important with auto insurance, this coverage pays for the necessary medical care you receive as a result of an auto accident (Up to $10,000.00).

• Towing And Roadside Service.

  If your car needs towing or assistance on the road, we will cover the cost for you. This covers you for each disablement on a covered vehicle subject to a maximum limit per policy.

• Loan/Lease Coverage.

  This will pay the difference between what you owe on your vehicle and what your insurance pays, if your vehicle is declared a total loss after an accident or is stolen and not recovered, minus your comprehensive or collision deductible.

Commercial Options

• Liability Limits.

  Protects you from a legal action taken against you, with coverage up to $1,000,000.

• Uninsured/ Underinsured Motorists.

  Coverage that protects you financially if your driver is in an accident with someone who's at fault and either has no insurance or insufficient insurance.

• Collision.

  Coverage for your business vehicle when it is involved in an accident involving other cars or objects.

• Comprehensive Coverage.

  This means that anything that is not specifically excluded in your policy is covered.

• Medical Payments.

  Hopefully never needed, but always important with Commercial Auto insurance, this coverage pays for the necessary medical care your driver receives as a result of an auto accident.

• Non-Ownership/Hired.

  Coverage for business vehicles you lease, hire, rent or borrowed. Hired Automobile Physical Damage coverage is provided subject to the policy deductibles.

• Multi-Line Discount.

  Do you have more than one policy with Foremost Business Insurance? If you do we can save you money.

Free Quotes On All Lines Of Foremost Auto Insurance

There are many different names in auto insurance. Foremost is primarily a specialty insurance company, but many people choose us for affordable auto insurance as well.

Whether you use your car, truck, van or SUV as a passenger vehicle or for business we can get you affordable auto insurance from Foremost in just 10 minutes over the phone. With free quotes and an A+ rating from the Better Business Bureau, it's not surprising that people choose Foremost auto insurance policies from SkyBlue.

Click on the button below to get started with your free quote on Foremost auto insurance. We can get you covered in as little as 1 business day. Call now!

Foremost Auto Insurance Quote

 1-800-771-7758

Liability

Bodily injury liability insurance pays for damages incurred by other parties due to bodily injuries sustained during an accident for which you were found at-fault. Any auto insurance benefits claimed under this portion of your auto insurance policy must be applied towards hospital bills, physical therapy, other necessary medical treatment, or funeral arrangements.

Property damage liability protects other people from having to pay for property damage which you caused. A Property Damage liability policy will provide insurance benefits up to a specific maximum amount which can be selected by the purchaser within accordance with state financial responsibility laws. 

Both bodily injury and property damage liability insurance must conform to state financial responsibility laws which dictate how much a driver must be capable of paying in damages due to their actions behind the wheel. These liability laws are visible in the coverage area tab above- listed by state.

Collision And Comprehensive Coverage

These coverage options separate basic policies from the those that offer substantially more protection. Where liability insurance protects other people from your actions as an obligation to the state, these two coverage types protect your wallet in the event that you sustain property damage- regardless of who caused it.

Collision insurance will protect you from just that- collisions. Damages you incur due to a collision with another vehicle, road-side object, structure, or even the earth (in the case of a roll-over accident) are all covered by Collision auto insurance. Roll over accidents due to lane departure are also covered, as are animal collisions.

Comprehensive auto insurance covers almost everything else. This portion of your coverage will cover other random or less-likely perils of damage to your vehicle such as missiles, hailstones, and all other manner of falling objects both natural and man-made. Other options under comprehensive coverage include protection from vandalism, fire, and civil disturbance.

With Foremost, comprehensive and collision policies even include extra benefits like towing and assistance coverage, and even an extra layer of medical payment coverage up to $10,000 in case you cause an accident in which you become injured and either don't have enough, or don't have any health insurance. 

Foremost Auto Insurance Quote

Commercial Auto Insurance

Commercial auto insurance from Foremost comes with all of the same advantages that our other policies do, except it has higher limits. 

We can get you the same affordable rates on Foremost commercial auto insurance that we get you on all of your other Foremost insurance policies. The difference is that you also get the peace of mind of a sound commercial auto insurance policy that will help ensure the continued growth of your business for years to come. 

Commercial auto insurance from Foremost is available on almost any conceivable model of vehicle in almost any industry. call today if you have any specific questions about our Foremost commercial auto insurance options. 

1-800-771-7758

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