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 Foremost Vacant Home Insurance Options

vacant home - Vacant home insurance

Have you moved into a new place but you still own your old home or unoccupied building? Is it now vacant? It still needs to be covered by insurance. While other insurance companies don't offer flexible coverages, Foremost does and is there to help you save your money. Foremost specializes in great vacant home coverage, because Foremost loves vacant homes.

You need Vacant Home Property Insurance if:

  • Moved to a new place but haven’t sold your property
  • You temporarily moved while your home is being renovated
  • The home was given to you in an estate or will
  • You leave on sabbatical or an extended trip


Vacant Home Quote

Also Owners need insurance for vacant property because these it is vulnerable to many threats. Threats include:

  • Theft
  • Vandalism
  • Lack of regular maintenance
  • Trespassers can get injured
  • Bug infestations
  • Damaged pipes

Vandalism and Malicious Mischief Coverage

  • Many companies don't offer this important coverage on an unoccupied home, but Foremost does.

Full 12 Month Policy

  • This means that we offer flexible payment plans and a pro-rated cancellation.

Actual Cash Value

  • In the event of a covered loss, this covers the cost to replace or repair your damaged property, with a deduction for depreciation, which reflects that age and condition of your home.

Agreed Loss Settlement

  • If your home is destroyed by an insured loss, you receive the full amount of agreed upon insurance for your home (minus any applicable deductible). No hassles.

Inside Vacant Home - Foremost Vacant Property Insurance

Liability Coverage

  • This provides coverage if you’re found legally responsible for an accident that causes injury or property damage to someone who doesn’t live in your home. It covers costs like their medical bills, lost wages, pain and suffering, and property damage.


  • Foremost vacant home program is offered in many, but not all states at this time. Programs and coverages can vary among states. To qualify for coverage, homes must meet state-specific eligibility guidelines. Please contact an agent to receive full details.


If you own a vacant property, save yourself some money and get it protected. We can help you find the best Foremost vacant home insurance rates. Contact us now and get an instant Foremost Vacant Property Insurance Quote for free!

Vacant Home Quote

Foremost Vacant Property Insurance


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